Tuesday, July 3, 2012

THE MATH 3


Hi!! :) Another blog about Math and this time it is about Depreciation and Depreciation Schedule. At first, I don’t know the meaning of Depreciation in business. So I listened very well to our Professor and eventually I learned the meaning and purpose of this word. So these are the topics that I learned.


What is Depreciation?


            Depreciation is a non-cash expense that reduces the value of an asset as a result of wear and tear. Most assets lose their value over time (in other words, depreciate)


Importance of Depreciation


Depreciation is an expense that will lower your company’s net income.  The lower your net income the less you will pay in income taxes.  Depreciation is something that you and your accountant must consider carefully when analyzing your tax situation. 



Formula: Depreciation = CostScrap value



Next is what Depreciation Schedule is?


            A Depreciation Schedule is an accounting procedure for determining the amount of value left in a piece of equipment.


So basically this is our topic for this week. It is short but I think we must consider this topic as an important lesson because we can use this if we open our own businesses. It can avoid  some money problems so appreciate it, not depreciate! :)




Saturday, June 23, 2012

THE MATH 2


Hello! :)) This is my 2nd blog about Math and this time I want to talk about Bank Reconciliation or on how to manage checking accounts. (By the way a check is the common mode of payment!). A checking account is given to us by banks, savings, loans etc. to allow us to deposit or withdraw money. Every account holder can access their accounts using a personal check or ATM cards.

Steps on how to open a Checking Account:

When you want to open a checking account, you should estimate how much you can keep in the account, and then look for an account whose minimum balance requirements meet your needs. If you dip under the minimum balance, you will be subject to maintenance fees and other charges, so it is important to choose an account with a reasonable balance requirement.

1. Complete an Application – you can register either online or at your local branch.
2. Provide your I.D. – make sure to make a copy of your I.D.
3. Fund your Account – you can fund your account using cash or write a check if you and older     account.
4.Sign a Signature Card – the bank uses this card to verify your signature when you write a check.

Lastly I want to share some tips on how to Manage Your Account Responsibility and Keep it Safe.

- Learn how to fill out a check pro perly.
- Use a secure mail drop for paying bill.
- Don't shop when the money isn't in the bank.
- Balance everyday.
- Reconcile monthly.
- Don't use your primary checking account for online payments and shopping.
- Dispose of extra deposit slips properly.
- Protect your debit card
- Report problem immediately.

So, basically this is our lesson for this week. I think this lesson will soon be important after we graduated and have our own checking accounts. Other lesson that I learned is to be more careful in trusting someone when using a chek for payment. 

Approved by: Prof. Crisencio Paner


Friday, June 22, 2012

CURRICULUM VITAE OF CRISENCIO PANER




CRISENCIO M. PANER    



                                                                                                                                      

CP : 0915-1429675
                                                             Email : panercris@gmail.com                                                                                                         

Glimpse of Crisencio Paner: http://www.youtube.com/watch?v=JmOWKyzryGk

EDUCATION

        Ph.D. in Biological Science (candidate)
University of Santo Tomas, Graduate School
  • M.S. Microbiology
University of Santo Tomas
      Thesis: “Chemical Control of Fungi Infesting Easel Oil Paintings at
                   University of Santo Tomas Museum of Arts and Sciences”
     
      Published in: Prime Journal of Microbiology Research
                            http://primejournal.org/PJMR/abstract/2012/may/Paner.htm
                                 http://primejournal.org/PJMR/cont/2012/may.htm
  
  • Italian Scholarship Grant
Restoration and Conservation of Artworks Attacked by Biological Agents
Istituto Centrale Per Il Restauro, Rome, Italy (January 1-June 30, 2004)

  • B.S. Biochemistry
University of Santo Tomas

  • Professional Teaching Certification Program (Major in Biological Science)
Caloocan City Polytechnic College

PUBLICATIONS

 Book:
  Co-author in LET Reviewer in Biology, 2006-2010 eds. Published by MET Inc.
                          ISBN # 97193249-6-1, sold in National Bookstores                                                                                                                 
Articles:
  • Understanding Museum Pests: The Molds. CFAD Atelier Journal, University of  Santo Tomas, Vol. 2 No. 1, 2003-2004, pp. 80-83
  • On the Conservation of 20th Century Color Photographs Attacked by Molds. CFAD Atelier Journal, UST., Vol. 2 No. 1, 2003-2004, pp. 106-113
  • Witnessing the Glory of Italy in Its Art History and Ancient Spaces. CFAD Atelier Journal, UST, Vol. 3 No. 1, 2004-2005, pp. 55-72 
  • _______________. Panorama Magazine, November 13, 2005, pp. 12, 13, & 21.
  • Deterioration of Paintings and Painting Components Caused by Microorganisms. CFAD Atelier Journal, UST., Vol. 3 No. 1, 2004-2005, pp. 91-94
  • Microbial Deterioration of Painting Materials. CFAD Atelier Journal, UST., Vol. 3 No. 1, 2004-2005, pp. 94-97.
  • Conservation of Paintings Attacked by Molds. In College Freshman English Book II. Agalabia, U., Aranda, R., et. al., pp. 124-125, UST Publishing House, 2004
  • Today’s Restoration Establishments.  CFAD Atelier Journal, UST., Vol. 4 & 5 No. 1, 2005-2006 & 2006-2007, pp. 95-99

RESEARCH WORK

·        Indoor Air Quality of Beato Angelico Building of the University of Santo Tomas -Commissioned by UST (Nov. 2009-May 2010)


BLOGS/ADS

1.    http://internet-moneymakingsecrets.blogspot.com (Money-Making Secrets)
2.    http://internet-moneymakingsecrets.weebly.com   (Internet Marketing Secrets)
3.    http://cmpaner.blogspot.com  (The Painting Doctor-“Restorer/Conservator”)
4.    http://sulit.com.ph/3498047  (Research assistance/Thesis Assistance/Thesis Editing)
5.    http://sulit.com.ph/4829772 (LET Review by a LET Topnotcher and Veteran Reviewer)
6.    http://sulit.com.ph/5040331 (Lotto Secrets Revealed!)
7.    http://sulit.com.ph/5058879 (Muscle Building Cookbook)
8.    http://sulit.com.ph/5069982 (Wedding Photography Secrets)
9.    http://sulit.com.ph/4973311 (Food Cart Franchise Business)
10.  http://sulit.com.ph/4833582 (St. Peter Life Plan and Memorial Chapels)
11.  http://sulit.com.ph/4186306 ( Art and Craft Materials for Sale At Low Price!)
12.  http://sulit.com.ph/4621349 (Cleaning and Restoration of Paintings)
13.  http://sulit.com.ph/4869897  (Natracare Food Supplements)
14.  http://sulit.com.ph/4802983 (LET Reviewer Books)
15.  http://sulit.com.ph/5021693 (How to Lose Weight Fast!)
16.  http://sulit.com.ph/5093345 ( How to Stop Hair Loss and Regrow It the Natural Way)
17.  http://sulit.com.ph/5126659  (How to Get Pregnant Fast!)
18.  http://sulit.com.ph/4930508  (Condo for Rent at 39K Infinity Tower, Global City, Taguig)
19.  http://sulit.com.ph/5538321  (Licensure Exams for Teachers LET online review)
20.  http://sulit.com.ph/5423603  (Internet Marketing Illuminati- How to Make Money Online Fast!)
21.  http://sulit.com.ph/5352564  (Internet Millionaire Looking for Students!)
22.  http://sulit.com.ph/5628715  (The Ultimate Diablo 3 Guide)



WORK  EXPERIENCE

  • Instructor 5, CFAD, IPEA, Pharmacy, CTHM, University of Santo Tomas
SY 1995-Present
Subjects taught: Organic Chemistry lab., Statistics, College Algebra,
                           Algebra with Trigonometry, Business Math, Physics,
                          Plane & Solid Geometry, Environmental Science, Biology
                                                                                                                                                
  • Part Time Instructor, Our Lady of Perpetual Help College, Manila
Subjects taught: Food Microbiology (Lecture and Laboratory)                                                                                                         
  • Part Time Instructor, St. Paul’s College, Quezon City
Subjects taught: Lec. & Lab: General Microbiology, Biochemistry, Microtechnique

  • Part Time Instructor, Unciano Colleges and General Hospital, Inc., Manila
Subjects taught: Lec. & Lab: General Microbiology and Parasitology, Inorganic Chemistry,
                          Comparative Anatomy, Botany, Organic Chemistry, General Zoology,
                          Biology, Biochemistry

OTHER PROFESSIONAL EXPERIENCE

·         Editor and Professional Consultant, MET Publishing House, Manila
·         Microbiologist, Silver Swan Manufacturing Inc.,Panghulo, Malabon
·         Biochemist, Watercare Philippines, Inc., Valenzuela City
·         Food Production Researcher(Mushroom Culture), TWH, Inc., Cainta Rizal
·         Review Director for LET, Center for Educational Excellence, Inc.
·         Project Consultant on “Biodeterioration of Artworks”, Paper Conservation Laboratory, Archives Dept., Arzobispado de Manila
Projects: Conservation of paintings by Fernando Amorsolo, Botong Francisco,
               Ben Cab, Cezar Legaspi, Simon Flores, Betsy Westerndorp
·         Licensure Exams For Teachers (LET) Reviewer at:
- Malabon City University,MET Review Center, UST-College of Education, Caloocan   Polytechnic College, Trinity College, & Center for Educational Excellence Inc.

AWARDS AND HONORS

  • Beato  Angelico Service Award
  • 10th Placer (85.60%), Licensure Examinations for Teachers (LET)
  • Full College Scholarship by Lourdes Reyes Foundation
  • Professional Civil Service Examinations, weighted ave: 86.49%
  • Valedictorian, High School
  • Salutatorian, Elementary
  • Certificate of Appreciation as resource speaker on the topic “Visual Arts and Restorations”, Faculty-Student Art Forum, Beato Angelico Bldg.,UST.
  • Recognition Award for invaluable support and committed service to HARIBON UST as adviser from 2002-2004
  • Honored as 4th Degree(highest degree) member of the Knights of Columbus
 Given by Philippine District IV-NCR
·            Loyalty and Faithful Award for 13 years of Service
 Knights of Columbus UST- Faculty Council 4321
·            Dedicated and Competent Service Award as LET Reviewer
 Malabon City University                                                                                           
·            Champion, Pautakan Quiz Bee for Coaches, UST                                                          
·            Family of the Year Award
            Knights of Columbus UST Faculty Council 4321
·         UST Graduate School Thesis Writing Grant
  UST Graduate School Alumni Association
·         Certificate of Recognition for invaluable Contribution as Lecturer/Reviewer
 Pilot Project on Review Classes for Licensure Examinations for Teachers
 College of Education, UST                                                   
·      Certificate of Appreciation as guest speaker on the topic “Products that Cause Cancer”, given by NEWAYS International (Phils.), Makati City

       

TRAINING /SEMINAR WORKSHOPS

  • Seminar on Test and Measurement Evaluation
  • Seminar on Principles/Philosophy of Education
·        Faculty Development Seminar
  • Traditional Filipino Art
  • Curriculum Development                                                
  • Rubrics Development Across Disciplines                                         
  • Certificate on Adobe Photoshop
  • Certificate on PC Troubleshooting and Networking
  • The Ethics of Teaching
  • Rights and Responsibilities of the Faculty Members, Academic and Administrative Officials and Office Staff Seminar                                                   
  • UST-CFAD Planning and Development Seminar
  • Shepherding the Shepherds
  • Workshop on Syllabus Construction                                                                        
  • Textbook and Learning Materials Development
  • Computer Literacy on Adobe Illustrator, Photoshop, & MS Excel
  • Symposium on Waste Management
  • Ecological Symposium
  • Bringing Out the Best in Me and the Best in You
  • Integrating Media in Classroom Instruction( Design, Production, and Utilization of Media)
  • Principles and Methods of Humane Educators
  • Certificate on Basic Industrial Electronics
  • Certificate on Information Technology
  • Symposium on the Preservation of our Environment
·         Research Colloquia on Indoor Air and Water Quality in Relation to Building Design
·         Convention of Philippine Association of Academic Biochemists,          
  • 16th Annual Convention of Philippine Biochemical Society
  • Script Writing Workshop
  • Basic Business and Financial Management                                                             




AFFILIATIONS

  • Member, CFAD- Adhoc Committee on Math Department
  • Member, CFAD-Committee on Environmental Advocacy
  • Member, CFAD-Adhoc Committee on Value Formation
  • Board of Director
Philippine Association  for the Scientific Conservation of Cultural Properties   
  • Deputy Grand Knight, Knights of Columbus UST Faculty Council No. 4321
  • Auditor
College of Fine Arts & Design Faculty Association
  • Adviser, HARIBON UST
  • Business Manager, NOH-SCC Alumni Association
  • Member, Outreach Program Committee
College of Architecture and Fine Arts

LANGUAGES SPOKEN

English, Filipino, Italian, Japanese


OTHER SPECIAL SKILLS/TALENTS

  • Thesis Editing/Research Assistance
  • Computer operation using MS Word, Excel, Powerpoint, Adobe Photoshop, Internet
  • Computer Hardware repair and Software installations
  • Website/Blog Construction
  • Photography
  • Swimming
  • Playing Banduria
  • Singing
  • Riding ATV